Ejaz Ayoub

Ejaz Ayoub has been working in the BFSI industry in the field of Financial Risk Management, Strategy and Foreign Exchange. He can be reached at:ejaz.ayoub@gmail.com.

State Finances: J&K Economy From The Rear View-Part II

In terms of its tax payments, people of J&K are therefore paying proportionally better than economically most vibrant states of… Read More

February 22, 2021

J&K Economy from Rear View

Measuring from a wider time frame i.e. from 1996 till 2019, JK’s per capita income has grown at an average… Read More

February 15, 2021

Policy Logjam: Beyond Subsidies and Land Banks

Given the involvement of some very powerful and comparatively competent bureaucratic offices from both centre and the UT and the… Read More

January 18, 2021

Employment Paradox

Logically, the situation of unemployment arises when the number of available manpower exceeds the volume of jobs available in the… Read More

November 16, 2020

Kashmir & Fourth Industrial Revolution

Fourth industrial revolution provides us with one such unique opportunity. We are at the crossroads and the collective set of… Read More

October 26, 2020

Economics of Kashmir’s Resilience

Despite losing almost an entire decade in the last three decades to this never ending political turmoil, the statistics of… Read More

October 15, 2020

Business Subsistence Package: Relevance, Adequacy and Impact

J&K’s GSDP as per conservative estimates contracted by over 25% in the last 13 months. Compare this colossal contraction to… Read More

September 21, 2020

Shallowing Coffers: Of Shrinking Revenues and Fiscal Challenges

The only viable option left with the states is to invoke the federal financial guarantee from the Union of India… Read More

September 16, 2020

J&K’s Employment Drought

Except two sectors, Govt sector comprising of around 4.5 Lakh govt employees who draw home around Rs. 37,000 Crore annually… Read More

September 5, 2020

Quantifying Kashmir’s Economic Winter

Government’s loan bonanza is falling woefully short. The economic catastrophe is wreaking havoc with lakhs of job losses, businesses closing… Read More

August 27, 2020