WITH the fear of Coronavirus instilled in our minds, most of us have been staying indoors since the time lockdown restrictions were first imposed. Although no-commute guidelines were meant for public benefit, it had created a dullness on the roads and in the sky. Now that the count of COVID-19 cases has reduced over time, national and international skies are opening up again for transit.
If you are making plans to fly abroad in the time ahead, buying traveler’s insurance should be one of your top priorities. Particularly if you have the elderly accompanying you on the trip, it is crucial to purchase travel insurance for senior citizens to travel abroad.
There are many reasons why buying traveler’s insurance is worth it during the COVID pandemic.
When you travel to a foreign country, flight cancelation or delays might impact your plans severely. The harm it causes can be even bigger at the time when you are returning from the trip. It is because you will need to arrange for accommodation and other expenses for an uncertain time.
Traveler’s insurance, in general, covers flight delays or cancelation. Take the case of Tata AIG International Travel Guard plan under which you can get additional expenses reimbursed if the flight gets delayed for more than 12 hours. It solves many problems that may arise otherwise for not being able to stay back in a foreign land on financial grounds.
Healthcare emergencies can occur anytime, without us being aware of the outcome. Lack of preparedness for such emergencies often results in a financial burden, especially when you are not in your homeland. Under traveler’s insurance, you will be compensated for the treatment incurred on account of sickness or injury during the foreign trip.
Many travel insurance providers are now following strict guidelines related to medical cover during COVID times. In most cases, medical expenses related to COVID-19 treatment are covered but only if it leads to emergency hospitalization. You should check the COVID-related terms of these plans before you buy any of them.
A health crisis can also lead to accidental death during a foreign trip. While you cannot predict such eventualities, you can stay prepared for them with a suitable traveler’s insurance plan. In case of accidental death, the insurance provider pays the principal sum, as defined in the policy document.
You should know that there is a specific limit to the compensation one can get under such events. You are allowed to increase this limit or opt for a higher sum assured voluntarily. Check with the insurer about further details in this aspect.
What Else Should You Know While Buying Travel Insurance During COVID?
Be Part of Quality Journalism
Quality journalism takes a lot of time, money and hard work to produce and despite all the hardships we still do it. Our reporters and editors are working overtime in Kashmir and beyond to cover what you care about, break big stories, and expose injustices that can change lives. Today more people are reading Kashmir Observer than ever, but only a handful are paying while advertising revenues are falling fast.